Ready-made options

Ready-made and easy

Our ready-made investment options are already mixed in specific proportions of different assets (this mix is often referred to as the strategic asset allocation). LGsuper offers a wide range so there is an option to suit different members' tolerance of risk and stage of life.

The options are listed below in order of relative risk/return.  The options at the top invest more in  return-seeking investments, which are more likely to provide better returns over longer periods, but have a greater risk of negative returns in the short term. Options listed lower down invest more conservatively through more risk-controlling investments, and as such, have less chance of negative returns in the shorter term.

Your choices

Follow the links to learn more about each ready-made option:

Before choosing the right investment strategy for you, you should learn more about what you should consider in making a choice.

Some members may currently be invested in Diversified Growth plus Reserves. This option is closed to new contributions.

Related downloads

  • Growth Smoothed closure guide -  a guide for members regarding the closure of the Growth Smoothed investment option (now called Diversified Growth plus Reserves).