Defined Benefits Fund

If you have been working for local government for a long period of time, you may be a member of the Defined Benefits Fund. This is not available to new members.

LGsuper operates two different Defined Benefits Funds. One Defined Benefit account is for employees who joined City Super while working Brisbane City Council. The other Defined Benefits Fund is for members who joined while working for other local governments.

How your benefit is calculated

The two different Defined Benefit accounts calculate benefits differently. If you are part of one of the Defined Benefits Funds please read the Product Disclosure Statement that relates to your fund.

Super contributions

Your employer contributes to the fund, while you contribute a  percentage of your salary to the fund. These contributions are added to a pool of money to provide benefits to all members of that fund.

Insurance cover

You are covered for Death and Total and Permanent Disablement as part of your defined benefit.

Investment choice

Investment choice does not apply to your defined benefit.  If you make any voluntary contributions or transfer other super to LGsuper these are invested in an Accumulation account, where you can choose how your money is invested.

Update your thinking

Come to our free seminars, read our regular newsletter, or check out our wide range of publications. Register for LGsuper online and you can view your account, check your insurance cover and update your personal details whenever you want.

Get professional advice

Our knowledgeable staff can give you advice on your super. Contact us to discuss growing your super, combining your accounts, our retirement options and more.

More information