Add to your partner’s super or vice-versa
You can contribute to your spouse’s super, or have your spouse contribute to your account for as long as the receiving spouse is under the age of 65 and you are living together.
Spouse contributions can be made by married, de facto or same sex couples. Between the ages of 65 and 69, your spouse must be gainfully employed for at least 40 hours over 30 consecutive days in the current financial year to be eligible to have spouse contributions paid to their account. Once the receiving spouse reaches age 70, spouse contributions can no longer be paid to their account.
These contributions are not eligible to receive the super co-contribution, but you could receive a tax offset of up to $540 if the receiving spouse earns less than $13,800 p.a. Download our Spouse contributions info sheet for more information.
Contributions splitting
Another option is to split contributions made to your own account and transfer some or all of these amounts to your spouse's account. Sharing contributions this way means you can each grow your super. You may also receive some tax advantages in retirement. Download our Contributions splitting info sheet for more details.
Opening a spouse account
If your spouse doesn’t already have an LGsuper account, you will need to open one. Here’s how:
- Read the Accumulation account, Retained Benefit account and Spouse account PDS that applies to you
- Complete the New spouse member information form and send it to LGsuper.
Related downloads
- Voluntary contribution deposit form to contribute to an existing Spouse account
- Contributions split form
- Contributions splitting info sheet
